Doing this will possibly result in more questions to answer while your application is still under review, which unnecessarily complicates the process. Don’t call the reconsideration line unless you’ve received a notice that your application was denied. If you’re worried about the time it’s taking to get a response from Chase about your business credit card application, calling customer service is your best bet. A recent call to Chase Ink Business’ customer service revealed that they receive so many applications that it takes at least seven to 10 business days to review all the information before a decision is reached. There may be more information than your credit history that needs to be verified, which can result in a longer waiting period when it comes to an approval decision. With generous sign-up offers, high rewards rates on purchases, and spending power that’s valuable to any business, there is little wonder why so many people apply for these powerful small business cards.īut getting approved for a business card is a little more complicated than for a consumer card. The Chase Ink business cards are very popular, especially with those who also have other Chase cards that earn Ultimate Rewards, as you can pool your points across your accounts. If you’re applying for a business credit card from Chase, it’s likely you won’t be instantly approved. This could be anything from proof of income to correcting mistakes that may have been made on the initial application. It’s also possible that Chase will request additional information to assist in the decision-making process. If you were approved, you’ll find out what your credit limit is and when to expect your new card in the mail. Once a decision is made, you’ll likely be notified by mail or email as to whether or not you were approved. It’s generally all the same information normally used to make a decision, but since the criteria required to trigger an instant approval may not have been met, someone at Chase will have to take a closer look manually. Especially if you are applying for a business card, Chase may simply have additional questions for you.Īs your application undergoes further review, Chase will consider the following to make a decision: While instant approval is ideal, being notified that your application is under review doesn’t automatically mean you’re on the edge of being denied. You might even consider scouring your entire credit profile to identify what it was exactly that now requires further review. It’s understandable to feel anxious after finding out you weren’t instantly approved for a Chase bank credit card. What it means if your Chase application status is under review Commonly asked questions about Chase application status.If your Chase credit card application is denied.How to improve your chances of being approved. Check Chase application status by phone.How to check the status of your Chase application.Chase business credit card applications.What it means if your Chase application status is under review.
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